Avoid getting scammed when hiring a contractor

Contractors perform important work for millions of homeowners every day. Home improvement projects are complicated undertakings, and the experience of skilled contractors can ensure jobs are completed on time and within homeowners budgets.

Homeowners have undoubtedly heard horror stories from neighbors about projects that have gone awry. Projects can go sideways for a number of reasons, but a skilled contractor can help homeowners navigate such situations successfully. That underscores how important it can be to find the right professional for the job. The following are some tips homeowners can consider as they look to hire a contractor:

Identify which professional you need. Some contractors are of the jack-of-all-trades variety, but many specialize in a particular line of work. It’s important that homeowners identify which type of contractor they should work with prior to starting a project. This requires homeowners to define the goal of the project which can serve as a springboard into finding the right type of contractor.

Prioritize building safety. Prior to hiring a contractor, homeowners should identify any safety restrictions that might be enforced by local governments and get the permits necessary to get a job done. Homeowners can then discuss those restrictions and permits as they interview contractors. Projects that do not adhere to code are illegal and can compromise the ability to sell a home in the future. It’s vital to work with contractors who are familiar with local codes and aware of which permits are necessary to ensure a project can go forward.

Insist on written estimates. Handshake agreements offer no protection to homeowners or contractors, Insist instead on receiving written estimates, and interpret an unwillingness to provide one as a significant red flag.

Know your rights. In general, homeowners have a right to a written contract and contractors are obligated to provide a copy of that contract signed by both parties. That contract must be provided prior to the start of the project. The contract should provide a detailed account of the work that will be done, as well as a timeline indicating important dates that components of the project will begin and be completed. Details regarding payments, guarantees and warranties also should be cited.

Don’t pay cash. Some contractors may suggest that the project will cost less if they’re paid in cash. But cash does not indicate proof of payment, which can be problematic if a dispute arises. With that said …

Federal and state employees do not ask for or accept money. Only reveal personal information if you initiate contact with a government official or agency.

Check their license. The Florida Department of Business & Professional Regulation (DBPR) licenses and regulates businesses and professionals in Florida. Those in the construction industry, home inspectors and electrical contractors require a license. Review DBPR resources https://www2.myfloridalicense.com.